What is the Canada Dental Care Plan?
The Canada Dental Care Plan (CDCP) is a health care program that assists Canadians in paying for necessary dental treatment. To enable families to have healthy teeth and gums without worrying about high bills, it encompasses many treatments such as check-ups, cleaning, fillings, and more. The principal motive behind CDCP is to provide quality dental treatment and care to all, especially those of lower income.
Who is Eligible for the Canadian Dental Care Plan (CDCP)?
The CDCP is available to specific groups of Canadians. The following individuals are eligible to apply:
- Seniors aged 65 and over
- Children under 18 years old
- Adults who have a valid federal Disability Tax Credit certificate for 2023
To qualify, applicants must meet the following criteria:
- No access to other dental insurance.
- An adjusted family net income of less than $90,000.
- Canadian residency for tax purposes.
- A filed tax return for the previous year.
You need to meet these requirements to be eligible for the CDCP.
What if I Already Have Dental Coverage?
If you are currently enrolled in any provincial, territorial, or federal government-sponsored dental care plan, you can still apply for the CDCP. Your existing plans will be complementary so you will have every possible need catered for, ensuring no gaps in your benefits.
How Much Does the Canada Dental Care Plan Cover?
The CDCP coverage is based on your family’s income. Here is the breakdown:
| Adjusted family net income | What amount will the CDCP cover | How much will you cover |
| Lower than $70,000 | The plan covers 100% of your dental care costs for eligible services at CDCP rates. | You don’t pay anything for these fees, though extra charges may apply in some cases (explained below). |
| Between $70,000 and $79,999 | The plan covers 60% of your dental care costs for eligible services at CDCP rates. | You’ll pay the remaining 40% of these fees, along with any extra charges. |
| Between $80,000 and $89,999 | The CDCP covers 40% of dental costs. | You’ll cover the other 60%, plus any additional fees if applicable. |
Extra Costs
While the CDCP covers many services, you might have to pay extra if:
- Your dentist charges more than what the CDCP covers.
- You choose treatments not included in the plan.
Always check with your dentist to confirm any additional costs before treatment.
How to Apply for the Canada Dental Care Plan?
- Applying for the Canadian Dental Care Plan (CDCP) is a simple process!
- Submit your application to Health Canada.
- Once approved, you’ll receive a welcome kit from Sun Life within three months.
- The welcome kit will include details about your coverage your benefit start date and your membership certificate.
At Blossom Family Dental, we’re here to make the process even simpler for you. If you have any questions or need clarification on how you can use your CDCP to pay for your dental care, do not hesitate to give us a call. Our friendly team of dentist in Spruce Grove is here to assist you and explain every stage of your dental treatment!
What Dental Services Does the CDCP Cover?
The CDCP covers a variety of essential dental services, including:
- Preventive care
- Diagnostic services
- Restorative services
- Endodontic services
- Prosthodontic services
- Periodontal services
- Oral surgery
Some treatments may require pre-approval, so it’s important to talk to your dentist about coverage for specific procedures.
Advantages of the Canada Dental Care Plan at Blossom Family Dental
- Inexpensive Care for Families: Getting the dental care in Spruce Grove you need doesn’t have to break the bank. If you’re eligible, our plan helps cover your costs, making dental care more inexpensive for you and your family.
- Prevent Bigger Problems: By visiting the dentist regularly, you can detect oral issues such as cavities, gum disease and more early before they turn into expensive treatments. It’s a simple way to stay ahead and save money in the long run.
- Expert Care Every Time: Ensure you will receive the most effective oral care available since the friendly team is constantly updated with the most recent advancements in dentistry.
- Personalized Care: We understand that every smile is different, and we create a treatment plan that’s just right for you.
- No Surprises: With the right plan, you’ll always know what to expect. We keep things clear and simple, so there are no surprise bills after your visit.
Protect Your Smile With Blossom Family Dental and the CDCP!
At Blossom Family Dental, we are dedicated to helping you achieve and maintain excellent oral health. Join our Canadian Dental Care Plan today and take the first step toward a brighter, healthier smile.
To learn more about our Canadian dental care plan as well as CDCP for seniors our team is here to help you. Contact us today by phone or email, or visit our clinic to speak with our friendly staff and get started on your journey to better oral health!
FAQ
The CDCP is designed to help those without dental coverage. If you already have private or workplace dental insurance, you should keep it. The CDCP won’t replace your existing insurance, but it can work alongside it to help cover treatments your private plan doesn’t fully pay for. Don’t cancel your current insurance, as the full details of the CDCP are still being finalized.
To qualify for the CDCP, your family’s adjusted net income must be under $90,000. If your income meets this limit, you may be eligible for coverage of essential dental services.
Yes, the CDCP covers emergency dental exams. If you have a dental emergency, you can get coverage for an exam as part of the program.
To apply, you’ll need the following information for yourself and your spouse or common-law partner (if applicable):
- Social Insurance Number (SIN) (if available for children)
- Date of birth
- Full name
- Home and mailing address
- Details about any government dental coverage (if applicable)
- Tax return for 2023 and a Notice of Assessment
Make sure to include everyone who qualifies in a single application to avoid delays.
Yes! The Canadian Dental Care Plan (CDCP) is a federal program designed to help seniors with their dental care needs. If you’re 65 or older, this Canadian government dental plan for seniors can help cover the cost of essential dental services. It’s an excellent option for seniors to maintain good oral health without the stress of high dental bills.
The CDCP is being introduced in phases:
- Seniors (65+): Apply now
- Adults with a valid Disability Tax Credit (2023): Apply now
- Children under 18: Apply now
- All other eligible residents: Applications open in 2025
At Blossom Family Dental Care, we’re here to answer any questions and guide you through the application process. Let us know how we can help!